Annual Credit Report US government site to obtain your free credit reports
Bill Pay WFCU free Bill Payment site Please read the instructions on the Online Services Page <CLICK> here.
Check Reordering Reorder WFCU checks online
Gift Card Check your balance, transactions or add money to your WFCU gift card
Home Banking WFCU free Home banking site
Member Discounts Special discounts for our members
Mortgage Rates View WFCU 1st mortgage rates
Opt-Out Enter your name into a free US government site to stop credit card and insurance solicitations
Private student loans Need additional money to fund college
WFCU VISA Credit Card Check your balance, transactions and obtain previous statements of your WFCU credit card.
Loan application: LOAN Home Equity loan Application: HOME EQUITY LOAN
All loan applications can be faxed to (585-671-9391), emailed to office@websterfcu.org, mailed or dropped off at the office. Be sure to include a current pay stub with your application.
Bill Pay Electronic Payments: Send Date must be at least 3 business days earlier than the Payment Date.
Bill Pay Check Payments: Send date must be at least 8 business days earlier than the Payment Date.
Electronic Payments should post as soon as the CU processes the file and they run it through their DP software.
Check Payments post when the merchant receiving the check deposits it and it comes in the CU's file as a clearing item, of course you are at the mercy of the merchant and when they decide to deposit it.
Rejected Electronic Payment will try 2 additional times on 2 consecutive days.
A returned Check Payment would follow the check processing guidelines and can try again as paper or an ACH with a total of 3 tries within a 6 month time period.
Any time there is an insufficient funds transaction, the CU will charge a NSF fee of $20.00.
